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Anyone here use straight talk?

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I have signed up for Straight Talk thru Walmart. Has been working really well. I was looking into the easy exchange plus program to replace the phone if it gets damaged. It says it covers...


  • Covers accidents such as: water damage, shattered screens and drops
  • Covers Electrical and Mechanical failures
  • 24/7/364 Support Available
  • Your broken phone will be exchanged easily via mail, with NO Shipping Costs
  • Easy claims process - no receipt needed
  • Must purchase coverage within the first 30 days after initial activation
  • Small monthly payments are automatically deducted for you
  • Cancel at any time
  • See plan terms and conditions for additional coverage information


But when you look at terms and conditions one of the conditions is...


Damage or other equipment failure due to causes beyond our control including, but not limited to, repairs necessary due to operator negligence, the failure to maintain the equipment according to the owner’s manual instructions, abuse, vandalism, theft, fire, flood, wind, freezing, power failure, inadequate power supply, unusual atmospheric conditions, acts of war or acts of God.



Doesnt this pretty much cover everything possible? Has anyone used this program? Does it work? Would hate to sign up for this and find out that any kind of damage would be considered abuse. But the phone cost me a bundle and with my job Im kinda hard on phones. Thanks for any input.

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