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Everything posted by Tford

  1. 1 Player Keeper

    How many of those are keepable however? Maybe trim the list to show who could be kept, thus proving the bargain of keeping one or the other.
  2. 1 Player Keeper

    If you had to guess, what does it seem like everyone else is doing? If WRs seem to be the flavor of everyone's keeper, I'd do the same and keep Colston given the premium on WRs, more bang for your buck so to speak.
  3. Keeper Quandary

    I like your Group A picks of Bulger, Benson and LT. But for your Group B, why not try to package up Bell or Jacobs with Housh and try to nab a better WR you can keep? I know that trading is easier said than done but in this scenario, it seems like you will be throwing a lot of decent talent back into the pool. You have some time before you need to declare; why not shop around and see what you can get? JMO.
  4. Beware, LJ owners!

    Keeper league inaugral draft, 1.01 picks LT 1.02 picks SJax. Would you still take LJ @ 1.03?
  5. Mortgages

    Without hijacking Spain's thread, I wanted to get a feel for what the smartest way to go with a mortage. The sentiment I got was that extra payments or increased payment frequency really doesn't help. Forgive the ignorance but I don't have a clue when it comes to this stuff. I just bought my first house last month so I haven't really gone through the motions yet but this is my plan anyways. -Weekly payments (52 payments every Tuesday of about $300) -Option for 15% principal pay down every year (or term, I can't remember) My plan is to roll with weekly payments (I am assuming that this reduces overall interest paid) and then use my yearly bonus to pay down the principal. Is this a good plan or are there other options I should look at? Disclaimer: I'm hopeless with stocks, investing, mutual funds and all that stuff. If any recommendation involves this stuff, please elaborate. Edit: Splelling
  6. Any hockey fans?

    :Canadian: What? Looked like a down the middle game to me... :Canadian: Of course it was dirty like that, but Koharski was not the only guy to favor his country in international hockey.
  7. Any hockey fans?

    The best part was after Emery laid the boots to Biron, he threw down with Peters. Gotta give the kid credit, depsite being in goalie equipment and not being very mobile, he held his own against a taller and stronger Peters.
  8. Any hockey fans?

    Not sure how American TV works, is there anyway that you could nab a handful of CBC stations? If you get the BC, Alberta, Ontario and Quebec feeds, there's about 4 playoffs games right there. CBC and TSN do a really good job putting Canadian playoff hockey on the air.
  9. Any hockey fans?

    Get in line
  10. Any hockey fans?

    McGeough is bar-none my least favorite referee. I used to like him as he was the only ref who seemed to call diving penalties before the so-called "diving crackdown". But after a handful of plain awful calls, most notably calling back the Hemsky goal versus Dallas early in the season, I can't stand watching games that he calls. sidenote: Watching my Oilers constantly lose every game after the Smyth deal is making me ill.
  11. Mortgages

    This makes sense, however I honestly do not know whether I can write off mortgage interest or not.
  12. Mortgages

    There are three kinds of student loans in Canada; two are public funded, one is not. 1) Federal student loan - typically the largest but the award is adjusted based on yours and your parents (if under 20 yrs old) net worth. If you have a car or other assets, you are expected to liquidate them before this award if given out. Interest free until you leave school and interest on this loan is tax deductible. 2) Provincial student loan - smaller than the federal loan but more lenient in terms on award size versus net worth. Same stipulations as the federal however the tax deduction apply to provincial taxes only. Oddly enough, this loan can be forgiven under certain circumstances if you continue to work in the province you borrowed from. 3) Private student loan - Done through banks similar to what there is the US I'm sure.
  13. Mortgage Companies Suck

    That option is only clicked if the event is less than a week away. Agreed, total screw job.
  14. Mortgages

    The exact reason why I will never make more than the minimum payment on my federal student loan.
  15. Mortgages

    Thanks for the help wiegie. As I said before, this stuff isn't my forte.
  16. Any hockey fans?

    I phail. However, in my defense, the food network is a short hop from the Outdoor life network (OLN).
  17. Naming kids

    As some of you may or may not know, my wife is pregnant with identical twins. So given that choosing a name can be hard for just one kid, the wife and I figured that we'd work hard to nail down names right away. I got to choose the names if they are boys: Oldest : Quentin James Youngest: Austin Michael James is traditionally in the name of the oldest boy of the generation so that was already hammered out. The wife chose the girl names; Kylie and Terra. Middle names undecided. But she asked me how we would decide who would be named who and I honestly didn't have an answer for her. I told her that I would enlist some opinions. How would you decide? Oldest gets the alphabetically first name? Wing it when they are born? Flip for it?
  18. Any hockey fans?

    I just died a little inside.
  19. Naming kids

    Dairy Distribution Engineer is too long of a name.
  20. Generic IDP rules

    Although I'm a self-admitted IDP newbie, I've almost always seen MLBs and OLBs lumped together into the LB position, DT+DE into DL position and CB+S into DB position. Not sure what you would view as standard but my guess would be this. tackle - 1 assist - 0.5 pass defensed - 1 sack - 1 or 2 Forced fumble - 2 fumble recovered - 2 int - 2 some leagues give INT and fumble return yards - 1pt/10yds defensive TD - 6 pts some leagues give KR yards - 1 yd/25 yds
  21. captain america .... is dead

    :ubergeek: He didn't actually die, the explosion of his powersuit sent him to one of Jupiter's moons. :ubergeek:
  22. Are you up on your lyrics?

    1952 Black Lightning (I think) - Don't ask me who sings it. One of my grandma's fave songs. Edit: Ha, I was right.
  23. boxing gloves

    While I won't claim to have fought in the ring, I've had a heavy bag in my basement for about 3 years plus gym time. If you tape your wrist and put on your wraps properly, there is no reason that you will hurt your hand.
  24. Naming kids

    I figured you would be first to recommend Kirk and Scottie.
  25. boxing gloves

    Half gloves will be more than fine for a heavy bag. I surprised that your wraps aren't good enough though, I use a canvas bag and normal Everlast cloth wraps have never failed me.