Coffeeman

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About Coffeeman

  • Rank
    Huddler

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    Coffeeman
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  • Location
    Hollywood, CA
  • Interests
    USC & SF 49er football, travel , golf
  1. Music obsession.

    I am about to begin this task - who/what do you recommend? I have VHS and Hi8 stuff, and am concerned about the cost. Another problem is my Hi8 camera stopped working awhile ago, so I'd have to find a cheap replacement player or just hire a compnay to do all of it. Where do I start? Anyone with info, please feel free to jump in. thanks.....
  2. guy sitting next to me

    The guy next to you had that much to invest (and assumably, to lose) in AOL/Warner?? Why is he working next you then, and not a titan of finance?
  3. The SURGE

    'demonrats'?? Has H8 used this beauty before? Leading the polarization cause, I guess........
  4. In case you missed it.....

    People are pretty darned excited around here in LaLaLand. A fan's perspective: Beckham is Here! (Warning: some foul language here) I patiently await my invite to the next Beckham-Cruise/Holmes-Smith/Pickett family get-together.....
  5. :uponsoapbox:

    Here is something to chew on: New book about dieting Kinda like lawsuits, where the only ones getting rich are the lawyers, our national obsession with diets usually just line the pockets of the big diet companies, while changing very few lives....
  6. I bet you couldn't predict this

    I doubt Lee Trevino would agree with that strategy...
  7. Lindsay Lohan arrested AGAIN

    Righteous, dude. Hey Bud, let's party! Man, I got the munchies - is it lunch time yet?
  8. I bet you couldn't predict this

    Yikes. But did they not see the thunder clouds coming? That's like having a golf club in your hands when those nasty-looking clouds roll in - 'just one more hole and we'll be finished.' Not good....
  9. On-line Dating sites?

    Good luck - I've heard both good and bad stories from friends/co-workers who have tried this route. The multiple dimension matching at e-Harmony sounds intriguing, as long as the physical attraction on the first date is there too. I still think meeting at a party or dinner through a mutual friend is the best way to meet your spouse/S.O., but that's just me. If I had to rank them, I'd go like this: 1. Low key get together through mutual friends 2. Work or school situation (although obvious downsides here too) - including 10 or 20 year reunions 3. Hobby - gym, beach, outdoor sport, charity volunteering, etc. 4. Top pay site like e-Harmony 5. Myspace or other online networking site 6. Bars 7. Chance meeting - in a grocery store, etc. But many here have made the bar thing work, I guess.....
  10. Lindsay Lohan arrested AGAIN

    What happened to the anklet thing - did it malfunction? Apparently the 2nd rehab stint 'didn't take'. Maybe the 3rd time is the charm, or will it take more for her to really hit bottom? Sounds crazy when I say this out loud, but of the 3 biggest train-wreck celebtards out there - Lohan, Hilton and Spears - Ms. Hilton appears to have it the most together right now. (I KNOW!?!?) Despite having the least talent, she does have the advantage of old money, plus a brief stay in the pokey. So here's my pop psych theory: Lohan and Spears are by far the most successful breadwinners in their families, while Hilton is not. So perhaps she still tries to make her parents/extended family proud on some level, if nothing else out of fear of being cut off from the vast family fortune. The other two have no such constraints. Something to this? Discuss.....
  11. My Year Has Been Made!

    What the hell kinda name is that anyway? Maybe they thought James Consume Planet was a little too stodgy...
  12. Top 25 College Football Stadiums

    Homer. But it is pretty, and I'd love to show up to the game in a boat sometime. Since 6 of the top 10 are in the SEC, I'll have to get down there sometime also. but where to start? Between the hedges, in the Swamp, singing Rocky Top, or in Death Valley? I know the scenery (chicks) would be good in any of them.....
  13. The Cliff Claven of the Huddle strikes again. Why do you have to ruin a perfectly good rant/joke/opinion with facts?
  14. Maybe minus the economy in 1990-92, the rest of the decade was pretty sweet. (And I'm a Republican, so its not a bash on Bush I - I was surprised that Clinton won.) My wife and I were young, newly married 'DINKS' - double income no kids - and bought our first house, travelled the world a bit, held and attended some good parties, dined out a lot, etc. Yep, pretty good. Late 1999 brought our first child, and then 2 more through 2005, so the 2Ks have been good, but in a different (less carefree) family way. Other than the threat of nuclear war, the 50's were pretty optimistic, the 'simple life', great economic expansion for us, and such. Must've been a fun time too, except for maybe minorities in the south. No one could predict the social upheavals of the 60's. I mean, the show 'Happy Days' was called that for a good reason, right? I'm sure if you were an upper class Roman in the early ADs, you would've had some good times too - extended peace as a superpower, accumulating wealth from around the known world, envied by all others countries, etc. Just without electricity and other modern conveniences. Interesting question.......
  15. Am I wrong or does State Farm Insurance sucketh?

    USAA has been the choice for most military families for a long time. Good company, based in San Antonio. As far as Amica goes, they are small and regional so most are not aware of them; therefore USAA would get top honors of those companies of a large size. Makes sense, as their insureds tend to be a loyal group... State Farm, Allstate and Farmers are typically 1-2-3 marketshare in most states for the large lines of auto and homeowners, so they get the most press for better or worse. They have the most exclusive agents, and have the most at stake when it comes to big disaster claims. Whole armies of lawyers on both sides have made careers of suing them and defending them, from individual suits and class action lawsuits. There are 'X (company) sucks.com' sites for just about every large company in a given consumer industry out there. If you haven't already, Google your comapny's name + 'sucks' some time for an eye opener. For those interested, I have a little history of Farmers and the industry: In the early 2000's, the Texas mold hysteria caused Farmers to lose over $1 billion in TX alone, in one year, due to having one of the most lenient forms for homeowner/renter water losses. Swinging from one ditch to the other, in order to preserve their ability to write new business in TX and elsewhere, they initiated a massive nationwide effort to exclude all mold from water damage, and were busy raising rates farther and faster than the competition. Meanwhile, in auto, they also were busy 're-calibrating' how liability and physical damage claims handling was done, plus going to a 'predictive pricing model' based in large part on consumer credit scores. Leading the charge in many states in fighting for the right to use credit, although companies like Progressive and GEICO had been doing this for years, Farmers once again got its nose bloodied in court of public opinion and in the real courts. All these concurrent moves resulted in bringing profitability back to good, and then to great (record setting) levels at the same time as customer complaints were setting records too, due to reduced coverages, non-renewals, higher rates and/or the use of credit. The whole industry was largely following suit, but it seemed Farmers was leading the way in high profile cases, and getting its nose bloodied in the process. It all peaked in 2003-2004, and Farmers ranked at or near the bottome in a lot of JD Power & Assoc. customer service polls. This is also when most of the anti-Farmers websites were started by insureds, claimiants, body shops, and sometimes, disillusioned agents. Since 2004, Farmers has been busy reducing rates, changing some of its more harsh claims policies and widening coverages for the first time in a long time. The whole industry is doing the same thing during the prolonged 'soft market', but Farmers has more work to do than most to improve its reputation. On the flip side, Farmers has received many positive press notes for its claims handling during recent large loss events such as the Tahoe fires, tornados in the midwest, etc. What goes around comes around. As someone here has already said, your dealings with your individual agent (and/or claims rep) has a lot to do with your perception of a company, so hopefully you have a good one. If not, change agents before changing companies to see if it helps, as having many years of tenure with a company can come in handy with respect to receiving 'mercy' for a first claim or traffic ticket (i.e. no rate raise), better discounts, etc. Best of luck to all on this issue of dealing with claims. There are always many dollars and emotions involved.....