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Who can break down the three credit reporting companies?


Puddy
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I am confused by the question...what exactly are you asking?

 

For example:

 

Experian - 775-825 = excellent, 725-775 - very good

 

or something similar. I'm not sure what terminology is even used. Or maybe a range = A+, A, A-....

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calculating a credit score is like being a real estate appraiser...there isn't an exact number, it's just an estimate...

 

I noticed that Equifax gets hit up the most....Experian is the least important of the 3....and Equifax is just there...

 

at least from what I've checked the past few years...

 

my scores are sometimes 30 points different...

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I think Experian and Transunion were about 30 points apart. However, I did run them six months apart.

I think the bureaus treat certain components differently. For example, TransUnion weighs credit history more than Experian. Or Experian weighs open balances more than Equifax, etc. etc. etc.........

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