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home warranty


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I use American Home Shield. Don't know about any others. Been in my house two years and have used them 3 or 4 times already (mostly leaking pipes, A/C conked out one time). I pay about $500 a year and each time I use them I drop a flat $40 no matter what the issue. I'm sure I have saved lots of money for some otherwise expensive repairs.

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I have had Home Trust Warranty and American Hold Shield and have definitely benefited from having them. The last two homes were in good shape, but when the house hits 10-15 years old things typically need repairs or replacing, so controlling your out of pocket having a home warranty makes sense. If you house is newer, I would be less inclined to consider one as you are less likely to need it.

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