polksalet Posted January 16, 2010 Share Posted January 16, 2010 I know basically nothing about buying life insurance and I do not want to buy from some bad outfit. Anyone know anything about these people? Quote Link to comment Share on other sites More sharing options...
polksalet Posted January 16, 2010 Author Share Posted January 16, 2010 WOW, I asked for 500k for 20 years for wife. He quoted $110/mo and Zander gives it for $41. Any ideas? Quote Link to comment Share on other sites More sharing options...
Clubfoothead Posted January 16, 2010 Share Posted January 16, 2010 (edited) 38 y/o male, good health other than smoker. I pay $140.00 a month through Mass Mutual for $1,000,000.00 term that I can convert to whole life for like 50 cents on the dollar before I'm 50 or something. Never heard of Guarantee Trust. Edit - my agent says I'd pay about $65.00 for the million if I could quit smoking. Edited January 16, 2010 by Clubfoothead Quote Link to comment Share on other sites More sharing options...
polksalet Posted January 16, 2010 Author Share Posted January 16, 2010 38 y/o male, good health other than smoker. I pay $140.00 a month through Mass Mutual for $1,000,000.00 term that I can convert to whole life for like 50 cents on the dollar before I'm 50 or something. Never heard of Guarantee Trust. Edit - my agent says I'd pay about $65.00 for the million if I could quit smoking. Good info, Thanks. His quote seems way out of line to me. Quote Link to comment Share on other sites More sharing options...
dmarc117 Posted January 16, 2010 Share Posted January 16, 2010 nowadays, anything with the word guarantee i dont trust. Quote Link to comment Share on other sites More sharing options...
Ursa Majoris Posted January 17, 2010 Share Posted January 17, 2010 nowadays, anything with the word guarantee i dont trust. +1. I took one look at the name and immediately thought "crook". Quote Link to comment Share on other sites More sharing options...
polksalet Posted January 17, 2010 Author Share Posted January 17, 2010 +1. I took one look at the name and immediately thought "crook". same here Quote Link to comment Share on other sites More sharing options...
Avernus Posted January 17, 2010 Share Posted January 17, 2010 any time they have to re-assure you about something that they are supposed to offer is always shady.... for instance - Fox News saying they are "fair and balanced" when reporting news when they are supposed to be fair and balanced...that shouldn't have to be a slogan... and in this instance - the word guarantee is in the company name for life insurance.... I dunno, maybe I'm paranoid, but these sort of things always throw up a red flag for me... Quote Link to comment Share on other sites More sharing options...
westvirginia Posted January 18, 2010 Share Posted January 18, 2010 Clark Howard recommends accuquote.com on his website. Quote Link to comment Share on other sites More sharing options...
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