Joessfl Posted June 19, 2012 Share Posted June 19, 2012 "I can choose option a, b, c or d or allocate percentages. " You only have four funds where you can put your money? Or are these four options sort of like Risky, Moderate risk, conservative, ulra conservative? Does alocate percentages mean you can allocate 50% of your contribution to a, 25% to option b, etc. or can you allocate outside of said options? In this day and age, if you only have 4 options, that does stink. Good idea about the IRAs, I never gave them a look. So now I have some reading to do. I have seen others contributing the least amount possible to a 401K maximize the company match, then investing the remaining $$$ into stocks by yourself. There are plenty of stocks out there with growth, yield, and look into DRIP for those dividends. Keep a good diversity across the sectors as well. Hardly a set it and forget it solution, but little costs (other than time to research and read). But if if option a,b,c or d dont work, find something you can believe in, take control and do it. I think anyone here would agree. Quote Link to comment Share on other sites More sharing options...
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