cliaz Posted February 20, 2007 Share Posted February 20, 2007 I have never had AT&T. Yet they keep on sending me bills for Long Distance. In fact the bill that started out at $19 is now up to $90. I call them up and tell them that I have never had them and they keep telling me they have removed me from the system but they have never send me proof that they have taken me out of the system. Well I just got a collection settlement offer in the mail for $45 and they said if I don't pay it they are going to report me. I have no idea what to do now. How can I prove that i've never had AT&T and that I don't owe them money? I'm calling the company right now as we speak. Quote Link to comment Share on other sites More sharing options...
yo mama Posted February 20, 2007 Share Posted February 20, 2007 (edited) I have never had AT&T. Yet they keep on sending me bills for Long Distance. In fact the bill that started out at $19 is now up to $90. I call them up and tell them that I have never had them and they keep telling me they have removed me from the system but they have never send me proof that they have taken me out of the system. Well I just got a collection settlement offer in the mail for $45 and they said if I don't pay it they are going to report me. I have no idea what to do now. How can I prove that i've never had AT&T and that I don't owe them money? I'm calling the company right now as we speak. F that. You send those bastards a cease and desist letter. That will put them back on their heels. Even if a worst case scenario, now they'd have to prove you owe money, rather than you proving to them that you don't. Let me know if you need a little help with this. Federal law is pretty clear, and any legit collection department/agency should back off if you play your cards in the right order. Edited February 20, 2007 by yo mama Quote Link to comment Share on other sites More sharing options...
cliaz Posted February 20, 2007 Author Share Posted February 20, 2007 F that. You send those bastards a cease and desist letter. That will put them back on their heels. Even if a worst case scenario, now they'd have to prove you owe money, rather than you proving to them that you don't. Let me know if you need a little help with this. Federal law is pretty clear, and any legit collection department/agency should back off if you play your cards in the right order. How would you word this cease and desist letter? I just got off the phone with them and it ended very ugly. it almost seemed like they were fishing for info from me and got really nasty with me because I wouldn't even confirm my address. Quote Link to comment Share on other sites More sharing options...
yo mama Posted February 20, 2007 Share Posted February 20, 2007 How would you word this cease and desist letter? I just got off the phone with them and it ended very ugly. it almost seemed like they were fishing for info from me and got really nasty with me because I wouldn't even confirm my address. PM me an email address. I'll send you something later tonight you can tune up and send to them. If AT&T continues to bother you after you send the C&D letter, you can go on the offensive. There have been a few threads on this issue in the past. Might want to search the archive. I've gone into great detail on this subject once or twice in the past. Quote Link to comment Share on other sites More sharing options...
evil_gop_liars Posted February 21, 2007 Share Posted February 21, 2007 I've used this letter in the past. It seems to work really well. Cliaz XXXXXXXXXXX XXXXXXXXXXXX AT&T. XXXXXXXXXXXX XXXXXXXXXXXX Date: Re: To Whom It May Concern: This letter is being sent to you in response to a notice sent to me on _________. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b ) that your claim is disputed and validation is requested. This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following: • What the money you say I owe is for. • Explain and show me how you calculated what you say I owe. • Provide me with copies of any papers that show I agreed to pay what you say I owe. • Provide a verification or copy of any judgment if applicable. • Identify the original creditor. • Prove the Statute of Limitations has not expired on this account. • Show me that you are licensed to collect in my state. • Provide me with your license numbers and Registered Agent. At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau’s (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following: • Violation of the Fair Credit Reporting Act • Violation of the Fair Debt Collection Practices Act • Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is. If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, Quote Link to comment Share on other sites More sharing options...
cliaz Posted February 21, 2007 Author Share Posted February 21, 2007 I've used this letter in the past. It seems to work really well. fantastic. thanks Quote Link to comment Share on other sites More sharing options...
Piles Posted February 21, 2007 Share Posted February 21, 2007 Wow, I wish I would have had that letter about a year ago when I got reported to a credit agency for not paying an X-ray bill that was sent to the wrong address. I ended up having to pay the stupid bill and spend 6 months with the credit agency (equifax) trying to restore my credit. What a nightmare. Cliaz, keep us posted on what happens with this. Quote Link to comment Share on other sites More sharing options...
rajncajn Posted February 21, 2007 Share Posted February 21, 2007 (edited) I have never had AT&T. Yet they keep on sending me bills for Long Distance. In fact the bill that started out at $19 is now up to $90. I call them up and tell them that I have never had them and they keep telling me they have removed me from the system but they have never send me proof that they have taken me out of the system. Well I just got a collection settlement offer in the mail for $45 and they said if I don't pay it they are going to report me. I have no idea what to do now. How can I prove that i've never had AT&T and that I don't owe them money? I'm calling the company right now as we speak. I had them do the exact same thing to me several years ago, but fortunately for me I was able to take care of it with a phone call. Funny thing was a a couple of weeks later they sent me one of those $100 checks that if you deposit it they sign you up. Edited February 21, 2007 by rajncajn Quote Link to comment Share on other sites More sharing options...
spain Posted February 21, 2007 Share Posted February 21, 2007 fantastic. thanks Send by certified mail, return receipt requested. Quote Link to comment Share on other sites More sharing options...
cliaz Posted February 21, 2007 Author Share Posted February 21, 2007 Send by certified mail, return receipt requested. no doubt. If this doesn't work I may rent you out to take care of this. Quote Link to comment Share on other sites More sharing options...
alexgaddis Posted February 21, 2007 Share Posted February 21, 2007 I have found this letter to be very helpful as well... Attn : [RECIPIENT] From : Cliaz STRICTLY CONFIDENTIAL Dear AT&T, It is with respect and confidence that I decided to contact you for a confidential transaction, which requires your assistance for our mutual beneficial relationship. My name is Engineer Usman Malika, the chairman of contract awarding committee of the Togolais national oil (PETROTOGOLAIS) Republique du Togo. Sometimes last two years, our refinery was engulfed with fire for almost two weeks, that most of the heavy equipment got damaged as a result of the unprecedented fire. There was assistance from the world bank and other financial institutions for the replacement of the damaged equipment. During this period, a lot of contracts were awarded to so many international contractors all over the world. Now that all the contracts has been fully executed, and some of the contractors has been fully paid; During this period, I was able to preserve the sum of $25,000,000.00 (Twenty five million united states dollars) which I want to transfer out of the country immediately . Therefore, I need the confirmation of your interest on this transaction, so as to furnish you with further information . Finally, if you are willing to assist me, I will give you 30% of the total money as compensation for your assistance . While replying, send me your private telephone and fax numbers for easy communications . Note that this transaction is 100% risk free and also, all necessary arrangements has been finalised . Awaiting your urgent response. Best regards. Yours faithfully, Cliaz Quote Link to comment Share on other sites More sharing options...
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