Skilly Posted June 19, 2008 Share Posted June 19, 2008 Yep. I just got hit this week. Seems someone got ahold of the information for my bank checkcard (a Visa) and has used it this week to draw money somehow from ATMs. Took my checking down to 0.00 in two days this week. I have done the following so far: 1. Went to the bank and had the card terminated, and got a printout of all the fraudulent charges. Then they faxed down the fraud form to their security department, and I'm waiting for a call from them. 2. Put a fraud alert on my info for the three credit bureaus, Equifax, Transunion, and Experian. I looked at my report and so far no new accounts have been opened up. 3. Filed a police report. 4. Adjusted all my online bills to remove that particular card number. When I talked to the lady at the bank, she told me that I am not the first one this week that this has happened to, and that a common thread between these charges seems to be using the card at a McDonalds. I didn't even use the ATM: this was swiping the card at their counter machine. The charges then appeared on my account as coming from Canada, and possibly somewhere in Europe. And they were strange amounts, such as an ATM withdrawl for $195.26. How do you get .26 from an ATM??? What else should I be doing now? Has this happened to anyone here, or anyone you know? And yes, my card has been in my possesion all the time....I am very particular about my wallet and my keys. Quote Link to comment Share on other sites More sharing options...
Controller Posted June 19, 2008 Share Posted June 19, 2008 And they were strange amounts, such as an ATM withdrawl for $195.26. How do you get .26 from an ATM??? Foreign currency exhange, that's how. Maybe $200 Canadian = $195.26 US Quote Link to comment Share on other sites More sharing options...
MrTed46 Posted June 19, 2008 Share Posted June 19, 2008 Sorry to hear dude...thats tough because there is nothing that can be done to prevent this type of identity fraud. Quote Link to comment Share on other sites More sharing options...
tonorator Posted June 19, 2008 Share Posted June 19, 2008 a common thread between these charges seems to be using the card at a McDonalds. you knew that food was going to be bad for you ... Quote Link to comment Share on other sites More sharing options...
Fatman Posted June 19, 2008 Share Posted June 19, 2008 Sorry to hear that...sounds like you've taken the right steps tho. Quote Link to comment Share on other sites More sharing options...
Big John Posted June 19, 2008 Share Posted June 19, 2008 f'n theives Quote Link to comment Share on other sites More sharing options...
Skilly Posted June 19, 2008 Author Share Posted June 19, 2008 you knew that food was going to be bad for you ... No doubt. And yes, it must be a foreign exchange currency rate. That makes sense. The gal at the bank asked me last night if I have been to Canada. I said yes: in 1989. Hmmmm....seems to me we had some sort of Canadian elk problems going on a few years back. I wonder if it's connected somehow? Quote Link to comment Share on other sites More sharing options...
Piles Posted June 20, 2008 Share Posted June 20, 2008 Yep. I just got hit this week. Seems someone got ahold of the information for my bank checkcard (a Visa) and has used it this week to draw money somehow from ATMs. Took my checking down to 0.00 in two days this week. I have done the following so far: 1. Went to the bank and had the card terminated, and got a printout of all the fraudulent charges. Then they faxed down the fraud form to their security department, and I'm waiting for a call from them. 2. Put a fraud alert on my info for the three credit bureaus, Equifax, Transunion, and Experian. I looked at my report and so far no new accounts have been opened up. 3. Filed a police report. 4. Adjusted all my online bills to remove that particular card number. When I talked to the lady at the bank, she told me that I am not the first one this week that this has happened to, and that a common thread between these charges seems to be using the card at a McDonalds. I didn't even use the ATM: this was swiping the card at their counter machine. The charges then appeared on my account as coming from Canada, and possibly somewhere in Europe. And they were strange amounts, such as an ATM withdrawl for $195.26. How do you get .26 from an ATM??? What else should I be doing now? Has this happened to anyone here, or anyone you know? And yes, my card has been in my possesion all the time....I am very particular about my wallet and my keys. Sorry to hear this. I would take it a step further and freeze my credit. Not sure if it suits you but it is not too painful. I just froze mine recently with all 3 credit bureaus. If you are interested let me know and I will send you the links. Quote Link to comment Share on other sites More sharing options...
polksalet Posted June 20, 2008 Share Posted June 20, 2008 Our was stolen twice by illagal aliens and once by dead father-in-law. It sucks indeed. Quote Link to comment Share on other sites More sharing options...
isleseeya Posted June 20, 2008 Share Posted June 20, 2008 sorry skilly and do hope it works out .. Quote Link to comment Share on other sites More sharing options...
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