rocknrobn26 Posted October 15, 2008 Share Posted October 15, 2008 Unless you have cash your hiding from the feds or a coin collection, stamp collection, or other valuables, why would one need one? The wife wants one to put our Life insurance policies in one and some other docs, but i remember reading that the last thing you want to put in one ARE Insurance policies! We have 2 of those fireproof boexes now, in the house. So the question is: What should be in the safe deposit box and what should not? Quote Link to comment Share on other sites More sharing options...
geeteebee Posted October 15, 2008 Share Posted October 15, 2008 I use one for birth certificates, car titles, passports and other documents that I don't frequently use and don't want in my house, even in a fire proof box. I have also stored some master dvd's of pictures and videos of the kids along with every financial account and passwords. Basically, my philosophy is if somebody came into my house, stole everything they could and then torched it, what would I need to recover the fastest. Quote Link to comment Share on other sites More sharing options...
yo mama Posted October 15, 2008 Share Posted October 15, 2008 Safe deposit boxes offer security and secrecy. They're great for things like original stock certificates, bearer bonds, investment grade jewels/precious metals, or homemade pron you shot with the girlfriend just *before* your wife; valuable stuff that there is simply no reason to keep around the house. IMO, they're not worth the effort just for original documents that can be replaced or easily verified. But originals wills, trust agreements, power of attorney, etc. can be worth stashing there, assuming you have an impressive net worth. Quote Link to comment Share on other sites More sharing options...
rocknrobn26 Posted October 16, 2008 Author Share Posted October 16, 2008 Safe deposit boxes offer security and secrecy. They're great for things like original stock certificates, bearer bonds, investment grade jewels/precious metals, or homemade pron you shot with the girlfriend just *before* your wife; valuable stuff that there is simply no reason to keep around the house. IMO, they're not worth the effort just for original documents that can be replaced or easily verified. But originals wills, trust agreements, power of attorney, etc. can be worth stashing there, assuming you have an impressive net worth. No pron.................but there was this redhead I met in a bar in college....................Never mind. She was beautiful though................Stop that!!!!! Never thought about wills and trusts.....power of attorney........that sounds worthy, but If I were to go toes up doesn't the bank lock those docs and make them inaccessible? Quote Link to comment Share on other sites More sharing options...
muck Posted October 16, 2008 Share Posted October 16, 2008 I use one for birth certificates, car titles, passports and other documents that I don't frequently use and don't want in my house, even in a fire proof box. I have also stored some master dvd's of pictures and videos of the kids along with every financial account and passwords. Basically, my philosophy is if somebody came into my house, stole everything they could and then torched it, what would I need to recover the fastest. Â ...helpful info... Quote Link to comment Share on other sites More sharing options...
yo mama Posted October 16, 2008 Share Posted October 16, 2008 No pron.................but there was this redhead I met in a bar in college....................Never mind. She was beautiful though................Stop that!!!!!Never thought about wills and trusts.....power of attorney........that sounds worthy, but If I were to go toes up doesn't the bank lock those docs and make them inaccessible? Your power of attorney for assets (as opposed to health care) *should* bestow your agent with the power to access your safety deposit box. While I always recommend that originals be kept in a safety deposit box or fire proof safe, copies are fine to have around the house, if you so choose. Some folks like to keep that stuff away from prying eyes, though. So you could also give copies to your executor/successor trustee so they don't have to go looking around for that stuff in the event of your demise. Quote Link to comment Share on other sites More sharing options...
isleseeya Posted October 16, 2008 Share Posted October 16, 2008 i actually keep a safe deposit box in my safe deposit box to be extra careful Quote Link to comment Share on other sites More sharing options...
Chief Dick Posted October 16, 2008 Share Posted October 16, 2008 i actually keep a safe deposit box in my safe deposit box to be extra careful  Is that where you keep whomp's ponytail? Quote Link to comment Share on other sites More sharing options...
The Holy Roller Posted October 16, 2008 Share Posted October 16, 2008 Is that where you keep whomp's ponytail? Â Quote Link to comment Share on other sites More sharing options...
AtomicCEO Posted October 16, 2008 Share Posted October 16, 2008 I keep a spare, identical wedding ring in my safe deposit box. Â Â I came very close to stocking up 3 or 4 of these things before they stop making them, just in case. Quote Link to comment Share on other sites More sharing options...
muck Posted October 16, 2008 Share Posted October 16, 2008 Â I came very close to stocking up 3 or 4 of these things before they stop making them, just in case. Â I think jewelers will be making wedding rings for a long time ... you shouldn't need to worry about them stopping any time soon. Quote Link to comment Share on other sites More sharing options...
AtomicCEO Posted October 16, 2008 Share Posted October 16, 2008 I think jewelers will be making wedding rings for a long time ... you shouldn't need to worry about them stopping any time soon. Â I meant my model. I need to be able to seamlessly transition to the new one without the wife catching on. Quote Link to comment Share on other sites More sharing options...
Kid Cid Posted October 16, 2008 Share Posted October 16, 2008 A big wad of cash, a .45 and several extra clips...you know. Just in case. Quote Link to comment Share on other sites More sharing options...
nuke'em ttg Posted October 16, 2008 Share Posted October 16, 2008 My Dad has one that we share.....Birth Cert. / Wills / Power of Att. / we used to leave each other funny notes to each other in it Quote Link to comment Share on other sites More sharing options...
dmarc117 Posted October 16, 2008 Share Posted October 16, 2008 i would think that a home safe would be a slightly better idea. the immediate access you would have with a personal safe is key. Quote Link to comment Share on other sites More sharing options...
Savage Beatings Posted October 16, 2008 Share Posted October 16, 2008 I keep my "I survived Y2K" button there. Just in case. Quote Link to comment Share on other sites More sharing options...
Hat Trick Posted October 16, 2008 Share Posted October 16, 2008 Well we keep a small coin collection, foreign currency, passports, birth certificates, SS cards, MIL's life insurance policies, other various docs and a wad of cash. It's cheap and gives us peace of mind. Â I really liked the idea of putting some picture CD's in there, so I will be mentioning that to the wife. Quote Link to comment Share on other sites More sharing options...
Azazello1313 Posted October 16, 2008 Share Posted October 16, 2008 I meant my model. I need to be able to seamlessly transition to the new one without the wife catching on. Â atomic's ring is sort of a specialty item Quote Link to comment Share on other sites More sharing options...
SuperCharger Posted October 16, 2008 Share Posted October 16, 2008 I keep my gold investment in my safe deposit box. Quote Link to comment Share on other sites More sharing options...
Big Country Posted October 16, 2008 Share Posted October 16, 2008 I have 7 passports, currency for 11 different nations, a gun and 3 clips. Â I have this set up at 15 banks in 7 different countries. Â I am Jason Bourne. Quote Link to comment Share on other sites More sharing options...
rocknrobn26 Posted October 17, 2008 Author Share Posted October 17, 2008 Okay...this thing went in the toidy after Hat's post. And actually some other's before. BUT......to those of you that posted REAL answers...... and thanks. Gonna share it w/ Mrs. RR. Always get good advice here. Quote Link to comment Share on other sites More sharing options...
kpholmes Posted October 17, 2008 Share Posted October 17, 2008 (edited) In addition to the stuff mentioned above, we have an external hard drive in our box. We take it out once a year or so and add family pictures/movies and any important Word documents or Excel files to it. Edited October 17, 2008 by kpholmes Quote Link to comment Share on other sites More sharing options...
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