BigMikeinNY Posted December 7, 2006 Share Posted December 7, 2006 (edited) I knew this would be a place I could come to get some great answers, I appreciate you taking the time to read this...... Ok, here is the deal........Between July and October I continually had 2 credit card companies calling say I had an overdue balance....I dont have credit cards with those companies and I kept telling them that. After them continually calling, I got scared. Was I being caught up in credit fraud? So, I did a free credit report online....That friggin credit report shows EVERYTHING. Car loans, student loans, even my credit card when I was 18 that is now paid off. The credit report showed NOTHING of what these "credit card companies" claimed......After I checked, the calls went away. ......well now over the past few days the calls are returning. They are coming from two credit card companies I have never heard of claiming I have an over due balance. I dont know who they are. I have never recieved a statement. I have NEVER given any of these people my SS#. The sometimes get very frustrated when I wont give it. i ask them to look up my so called account according to my phone # and they get aggrivated.... I am begining to get scared again a. Are they real debts someone has run up? b. are they scammers looking for my SS#? So I guess my question is - What can I do? Does running another free credit report online kill my credit score? Do I report this? Thanks for taking the time to read this guys BMinNY Edited December 7, 2006 by BigMikeinNY Quote Link to comment Share on other sites More sharing options...
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